What is our approach to investing? How do we decide where to invest your money? And how do we monitor fund performance?
The value of investments can fall as well as rise. You may get back less than you invested.
At the very outset, we will discuss your attitude to risk with you. We’ll also look at what you want to get from your investments and over what timeframe. This enables us to draw up an individual risk profile and select the most appropriate investment portfolio for you.
It’s never a good idea to have all your eggs in one basket (or even one asset allocation!), so we use a set of model portfolios made up of a range of different funds and asset classes. This enables us to recommend options in line with your specific investment goals and objectives. By ensuring there is diversity within the portfolios in this way, we are able to spread and minimise the risk.
You’ll be familiar with the phrase ‘investments can go up as well as down’ as investment performance can never be guaranteed. However, we offer an ongoing service which entails regular monitoring meaning we can see if your plans are on track to achieve your long term goals and take proactive steps if needed.
We are keen that our fee structure is clear and transparent. After all, returns can only be considered suitable once the costs have been taken into account too.
If you’d like to find out more about how we can help to give your investments some momentum, contact us here.